Reasons to replace home insulation

Is your home insulation doing its job correctly?

Reasons to replace home insulationReplace your home insulation?  You may have thought your home insulation was supposed to last forever – or at least a very long time.  That may be the case, especially if your home was built less than ten years ago, after fiberglass (or other durable quality) insulation was the standard, and if it was installed correctly.  And, you had no roof or HVAC condensation leaks, or destructive vermin in your attic.  But how do you know for sure that your insulation is up to par?  According to several studies, two thirds of U.S. homes are under-insulated.  Because inadequate insulation can cost you hundreds of dollars annually in higher cooling and heating bills, replacing or supplementing your home insulation is listed as one of the highest return on investment home projects you can do.  Below are several reasons to replace home insulation that in the long run will make you a much happier homeowner.

Signs your home insulation may need a professional inspection (and updating):

  • Your home gets hot quickly in the summertime
  • Your energy bill keeps rising and rising
  • Some rooms in your house feel much hotter than the others (especially the 2nd floor on a two-story house)
  • You had roof and/or condensation leaks (mold and water damage compromises the insulation efficiency and can be a health hazard)
  • You inspected the exposed insulation in the attic, and could see the floor joists

Other reasons to replace home insulation include the insulation materials can compress and decay even if they never had water damage.  Over time, wall insulation might even settle down a foot or two from the ceiling and new insulation needs to be blown in.  Besides spending more money on higher energy bills, inadequate insulation can cause a buildup of moisture on the backside of the roof sheathing which can eventually lead to premature rotting and expensive roof repairs.

Actions to take

  • Schedule an energy audit which may qualify you for rebates with your utility company, and tax incentives as well. Today’s audits use both infrared technology and blower tests to determine insulation gaps.   During the audit, your furnace/HVAC and water heater will also be checked to ensure they are operating efficiently.
  • If you decide to move forward with an insulation project, make sure to get several estimates from contractors or handymen. In most cases you do not have to remove your old insulation.

If any of the reasons to replace home insulation listed sound familiar to you, don’t panic.  The energy savings can make up the cost of having to insulate the home over a short amount of time (normally two or three years) and you may even extend the life of your roof and all the while live much more comfortably.

First Protector Insurance provides tips to make your home maintenance a breeze.

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