Learn how to avoid contractor fraud after a home disaster

Helpful information on how to make the right choice to avoid contractor fraud.

Contractor FraudWhen a homeowners suffers damage to their home from natural disasters they can be unfortunate targets of home repair scams and contractor fraud. Unfortunately, many people take advantage of desperate homeowners in times like these to steal money by offering substandard or incomplete repairs.

Even contractors who complete the job are known to drastically increase prices to prey on desperate homeowners. In order to protect yourself from contractor fraud, follow some of the tips outlined below to make sure you do not succumb to home repair scams that can drain your bank account and also cause problems with your home insurance company.

Before hiring a contractor to fix the damages to your home, ask your insurer to survey the damage, and inquire about approved contractors. You may also find names through your state’s licensing agency on the National Association of State Contractors Licensing Agencies website.

Do not rush into choosing a contractor and make sure to take time researching a contractor’s credentials. Verify the company through the Better Business Bureau and through past customer references. A good reference speaks volumes because you know the contractor has done good work for someone else and therefore has a good track record.

Make sure to obtain two to three contractor estimates to make sure your contractor is not charging outrageous prices. Hire only licensed contractors and always ask to see a copy of the license in order to avoid contractor fraud. Be extremely cautious of anyone who comes to your home uninvited and offers to do home repair work.

You may also opt for acquiring First Protector Insurance, through Assurant Specialty Property, to be prepared for natural disasters. The Service Benefit for Disaster Recovery provides assistance with repairs and access to contractors. It offers valuable service options such as 24-hour contractor emergency assistance, a contractor referral service and reviews of contractor quotes to help you recover from the physical damage left behind by a disaster. For more information, please visit www.firstprotector.com.

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