Monthly Archives: March 2013

How to choose the right insurance company

How to choose the right insurance companyWith so many insurance companies to choose from, it is difficult to know which one is right for you. Selecting an insurance provider that offers strong financial stability, a proven track record and coverages that fit your needs is key when purchasing insurance. You may want to consider these factors when making a decision: Stability and reliability, financial strength, customer satisfaction and reasonable rates.  Let First Protector Insurance help you decide on the right insurance company for you.

You may want to consider these factors when making a decision:

  • Stability and Reliability
  • Financial Strength
  • Customer Satisfaction
  • Reasonable Rates

Stability and Reliability

Since 1947, the Assurant Specialty Property companies have been providing our customers peace-of-mind in knowing that our underwriting companies are financially solid and are focused on our insureds’ needs. Assurant Specialty Property’s strong leadership position in the market is a result of a high level of trust, industry expertise … Read the rest

Take inventory of your possessions in case of a disaster

Take inventory of your possessionsDisasters are usually unexpected; therefore you rarely have time to prepare for them. Now ask yourself, if you lost all your belongings due to a disaster could you name everything you own? Would you be able to list every detail including the brand name, cost and year purchased? Understandably most people would not even know where to start. Therefore, proper documentation of your personal property is key if the unexpected where to happen and you needed to file a claim with your insurance company. It is very important to take an inventory of your possessions before a disaster hits since you will need to prove you owned the items that you claimed were destroyed and verify their worth.

An inventory of your possessions should include the following information:

  • A written list of all your possessions and descriptions.
  • Receipts of valuable items.
  • Serial numbers of valuable items.
  • Photos of all your
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Learn how to avoid contractor fraud after a home disaster

Helpful information on how to make the right choice to avoid contractor fraud.

Contractor FraudWhen a homeowners suffers damage to their home from natural disasters they can be unfortunate targets of home repair scams and contractor fraud. Unfortunately, many people take advantage of desperate homeowners in times like these to steal money by offering substandard or incomplete repairs.

Even contractors who complete the job are known to drastically increase prices to prey on desperate homeowners. In order to protect yourself from contractor fraud, follow some of the tips outlined below to make sure you do not succumb to home repair scams that can drain your bank account and also cause problems with your home insurance company.

Before hiring a contractor to fix the damages to your home, ask your insurer to survey the damage, and inquire about approved contractors. You may also find names through your state’s licensing agency on the … Read the rest